Thank you for choosing Westcott Insurance. We respect your privacy and work hard to protect your personal information. This statement is provided on behalf of Westcott Insurance. We would like to explain how we collect, use and share the information we obtain about you in the course of doing business.

• We do not sell your personal or medical information to anyone.
• We do not share your information with non-affiliate companies that would use it to contact you about their own products and services.
• We require persons or organizations that represent or assist us in servicing your policy and claims to keep your information confidential.
• We require our employees to protect your personal information and keep it confidential.
• Access to your Social Security Number is limited to those individuals who need access for business purposes including compliance with the law, providing you with products and services, and handling your claims.
• Our privacy practices continue to apply to your information even if you cease to become a client.

We gather personal information from you and from outside sources for business purposes. Some examples of the information we collect from you may include your name, phone number, home and e-mail addresses, driver’s license number, social security number, marital status, family member information and healthcare information. Also, we maintain records that include, but are not limited to, policy coverages, premiums, and payment history. We also collect information from outside sources that may include, but is not limited to, your driving record, claims history, medical information and credit information.

In the course of normal business activities, we use and share your personal information with persons or organizations within and outside of Westcott Insurance, for business purposes as permitted. For example, we may do this to:

• Fulfill a transaction you requested or service your policy
• Market our products to you
• Handle your claim
• Prevent fraud
• Comply with requests from regulatory and law enforcement authorities
• Participate in insurance support organizations

The persons or organizations with whom we may share your personal information may include, among others:

• Your agent, broker or affiliated companies
• Companies that perform services, such as marketing, credit/debit card processing, and communication services on our behalf
• Other financial institutions with whom we have an agreement for the sale of financial products
• Other insurance companies that play a role in an insurance transaction with you
• Independent claims adjusters
• A business or businesses that conduct actuarial or research studies
• Those who request information pursuant to a subpoena or court order
• Repair shops and recommended claims vendors

To help ensure the security of your personal and financial information that you submit this site, (other than via an e-mail message), we use security software to encrypt the information before and during its transmission through the Internet. We only allow information to be submitted for transmission if your browser is compatible with our security software. If your browser is not compatible, you will receive a message indicating your transaction can be completed but at a lower level of security.

E-mail messages are not secure. Our security software does not encrypt e-mail messages. E-mail messages traveling through the Internet are subject to viewing, alteration, and copying by potentially anyone on the Internet. Coverage may not be bound as a result of an e-mail request.

You should exercise discretion with respect to the submission of any personal or financial information via e-mail. If you are concerned about the security of your communication, we encourage you to send your correspondence through the postal service or use the telephone to speak directly to us. We are not responsible for the security or confidentiality of communications you send to us through the Internet using e-mail messages.