Westcott Insurance will be at the Adams County Fair, stop by and visit our booth!

Adams County Fair

Missouri drivers have a chance to save even more on their car insurance premiums.  Progressive has introduced, MyRate, a unique way to save money on your car insurance.  MyRate is personalized car insurance that’s based on how you drive. If you’re a safe and/or occasional driver, you could pay less—a lot less!

How Does it Work?

1.) Plug in the MyRate Device

- When you enroll a vehicle in MyRate, we’ll send you a MyRate device that plugs easily into your car.

2.) Drive as you normally would

- As you drive, you’ll wirelessly and securely send us information about when, how much, and how you drive your car.

3.) Preview your new rate

- Track your projected renewal rate based on your driving habits by logging into your policy at progressive.com.

Looking for a new option when it comes to personal property inventory? Now on StateAuto.com, our policyholders can access an online home inventory service provided by the Insurance Information Institute. ‘Know Your Stuff‘ is a tool to create and update a personal property inventory for secure online storage. This is a great alternative to filling out a paper version that must be kept in a safe deposit box or another location away from the home. This helpful tool can be found by visiting www.stateauto.com, selecting the Insurance tab and clicking on Home.

If you’re looking for an insurance quote to find a less expensive rate on your insurance premium, you may know that the better your credit score, the more likely you’ll be offered more affordable insurance premiums.  Your credit score affects what kind of insurance quotes you may receive,  but what about the other way around? Does shopping for insurance quotes affect your credit score?

Tip: If you’re looking for ways to save on insurance quotes, start by getting a free quote, a dependable local  insurance agent will contact you with the quotes that fit your specific needs. Shopping online for insurance quotes is a fast and easy way to find an insurance policy that fits you.

There are many consumers who are worried that asking for insurance quotes will have a negative affect on their credit scores. The rationale behind this is that insurance agents and companies who are planning to offer you insurance quotes will base those quotes on several factors, including your credit score.  So does shopping for insurance quotes lower your credit score?

The answer is no, it does not. To learn why, you should know about the different kinds of inquiries made on credit reports.

Insurance Quotes Inquiries: Hard pull vs. Soft pull

When it comes to credit checks, there are two types of inquiries: “hard pulls” and “soft pulls.” A hard pull refers to credit inquiries for acquiring credit, like from a credit card company or a lender. A soft pull is an inquiry that will review your credit score, much like an agent would to determine an insurance quote.

Soft pulls often aren’t recorded down on your credit report. If they are, the insurance company’s name will be listed on your report, but the inquiry will not lower your credit score.

Credit Scores Affecting Insurance Quotes

It’s no secret that a high credit score is a valuable thing. And while shopping for insurance quotes may not lower your credit score, it is important to know that a good credit score can lower your insurance quotes!

Insurance companies and agents that see a potential client with a high credit score will consider you a low-risk client, someone who pays their bills on time and in full and is responsible. They will then be able to offer you more affordable insurance quotes. Good credit saves you money in many different arenas of your life, including insurance!

Contact us today to recieve your free insurance quote!

If you plan to drive in Mexico, your American auto insurance policy will most likely not cover you.  To recieve a temporary insurance policy for travel to Mexico, go here:

Are you currently looking for auto or homeowners insurance in the Quincy, Illinois area? Westcott Insurance offers free quotes! Simply fill out the requested information on our quote form and someone will contact you shortly.

Click Here for your FREE Quote!

Do you have an iPhone? Now, you can access your Progressive policy quickly and easily using your iPhone using Progressive’s new app.

With Progressive’s iPhone app, policyholders can:

• Easily pay their bill or view their insurance information.
• Quickly report a glass or accident claim and find the nearest Progressive Concierge Service Center.
• Make smarter car buying decisions with the app’s relative cost to insure tool and crash test ratings.
• Watch our TV ads, including an exclusive preview of our newest ad, Calculator.

If you’re an iPhone user, download the app today and check it out. It’s free!

Interested in obtaining a quote from  Progressive? Give Westcott Insurance a call today at (217)228-9703

Golf cart, ATV, and off-road vehicles are now subject to Illinois’ new mandatory insurance law beginning January 1, 2010

House Bill 2455 (Public Act 96-279) made several changes to the definition of non-highway vehicles in the Illinois Vehicle Code and requires that all non-highway vehicles operated on a street, highway or roadway be subject to Illinois’ minimum liability insurance limits.

A non-highway vehicle is defined as a motor vehicle not specifically designed for use on a public highway and includes the following:

1. All-terrain vehicles
2. Golf carts
3. Off-highway motorcycles
4. Neighborhood vehicles

We are now located at:

1900 Harrison (2nd Floor)
Quincy, Illinois 62301

Phone: (217) 228-9703

Fax: (217) 228-9714

We hope that you enjoy our new location!

Below is a map so that you can easily find out new location: